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CTC to In-Hand Salary Calculator

Convert annual CTC to estimated monthly in-hand salary in India. Accounts for PF, professional tax, and typical deductions.

Est. monthly in-hand₹96,200
  • Monthly CTC₹1,00,000
  • Basic (monthly)₹40,000
  • Employee PF₹1,800
  • Employer PF (in CTC)₹1,800
  • Est. annual in-hand₹11,54,400

Estimate only — actual take-home varies by tax regime, HRA, city, and company structure.

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FAQ

Is the CTC → In-hand tool free?
Yes. All GetNaukri career tools are free, with no account required. They run in your browser.
Is my data stored?
No. Inputs stay in your browser session and are not uploaded to GetNaukri servers.
What is GetNaukri?
GetNaukri is a clearance shortlist of human-reviewed jobs. Browse free and apply directly on company sites.